Raise Money Smart Kids
Smart Money, Starts Small
Teaching kids aged 6+ to Earn, Save, Invest, and Donate through safe, hands-on learning with virtual money
Earn
Understanding how money comes into your life
Get money by doing chores, helping out, or getting good grades!
Money is earned through effort and value creation. Children learn that financial resources don't appear magically—they're the result of work, contribution, and achievement. This fundamental understanding builds work ethic and a sense of responsibility from an early age.
Pockiti helps kids understand different ways to earn money, from completing household chores to achieving academic goals, all while building a healthy relationship with work and compensation.
Feature Highlights
- Customisable chore lists with parent-set rewards
- Parent-approved earning opportunities
- Complete transaction history tracking
Save
Building the habit of keeping money for future goals
Keep your money safe for something special you want later!
Delayed gratification is one of the most important life skills. Learning to save money teaches patience, goal-setting, and the value of planning for the future. Kids discover that their money can grow over time through interest, making saving even more rewarding.
Pockiti's virtual savings account helps children visualize their progress toward goals while understanding how compound interest makes their money work for them.
Feature Highlights
- Virtual savings account with daily compounding interest
- Visual savings goal tracking with progress bars
- Understanding compound interest through interactive visuals
- Celebrating savings milestones and achievements
Invest
Making money grow through smart financial decisions
Help your money grow by owning a tiny piece of a company!
Investing introduces children to the concept of ownership, risk, and reward. Using real-time stock prices with virtual money, kids learn how the stock market works, understand market fluctuations, and develop long-term thinking—all without any financial risk.
Pockiti provides an authentic investment experience where children can track real companies they know and love, learning valuable lessons about patience, research, and informed decision-making.
Feature Highlights
- Virtual investment account with real market data
- Parent-approved stock lists for safe learning
- Portfolio tracking and performance analytics
- Understanding market fluctuations and trends
Real Prices, Zero Risk
Real stock prices + virtual money = authentic learning without any financial risk
Donate
Using money to help others and make a positive impact
Share your money to help people and causes you care about!
Generosity and social responsibility are essential values. Teaching children about charitable giving helps them understand that money is a tool for positive change. They learn about nonprofit organisations, community needs, and the impact of their contributions.
Pockiti's donation system introduces kids to philanthropy in a safe, supervised way, helping them develop empathy and a sense of civic duty while understanding where their donations go and how they help.
Feature Highlights
- Virtual donation system with real charity information
- Parent-curated charity options for age-appropriate causes
- Understanding where donations go and their impact
- Tracking charitable impact and community contribution
Complete Parental Control
- Full Visibility: Approve or reject earning, visibility into spending, saving, investing, and donating activities
- At-a-Glance Balances: See checking, savings, and investment totals for every child in one view
- Privacy Settings: Full control over your child's data and account settings
Our Mission
Empower the next generation with practical financial literacy through hands-on learning experiences using virtual money and real-world scenarios.
Financial literacy is one of the most critical life skills, yet it's often missing from traditional education. Kids grow up without understanding how to manage money, save for goals, invest wisely, or give back to their communities.
Pockiti bridges this gap by providing a safe, supervised environment where children can learn essential money skills through hands-on experience. Using virtual money and real-world scenarios, kids develop financial confidence that will serve them for life—all under complete parental oversight.
The Story Behind Pockiti
Like most parents, I've always wanted to give my boys a head start in life. Not a shortcut — a foundation. And for me, that foundation has always been understanding money.
For years, I've been teaching my boys the same four ideas about money. Earn by adding value — not just doing the bare minimum, but genuinely contributing. Save with intention, not just because someone told you to. Invest in great companies for the long term, and learn to sit tight when the market gets noisy. And no matter how much or how little you have, give some of it back.
Those four ideas aren't complicated. But teaching them is.
I wanted my boys to feel what it's like to watch a stock price move in real time — to understand that short-term volatility is normal, and that the discipline is in not reacting to it. I wanted them to see their savings grow, to make a decision about a company they believed in, and to experience the quiet satisfaction of putting something toward a cause bigger than themselves.
So I did what any parent would do. I went looking for an app that could bring all of that to life.
I couldn't find one.
There were apps for pocket money. Apps for chores. Apps that tracked spending. But nothing that brought together earning, saving, long-term investing with real market data, and giving — in a way that was built for kids but didn't underestimate them.
So I built it.
Pockiti is what I wished I'd had when those conversations with my boys first started. It's not a game, and it's not a bank. It's a hands-on experience — the closest thing to real financial life that I could build for a child who isn't quite ready for the real thing yet.
Every feature in Pockiti started as a conversation at our kitchen table. The invest screen exists because my boys needed to see actual stock prices move to understand why holding matters more than reacting. The giving feature exists because I believe generosity is a financial habit, not an afterthought — and it's easiest to build when you start young.
If you're a parent who's been having the same conversations I have, Pockiti was built for your family too.
— A dad who couldn't find the app, so built it instead.
What Makes Pockiti Different
Safe, authentic, and parent-supervised financial education
100% Safe Learning
All transactions use virtual money—no real money ever changes hands
Real-World Authenticity
Uses actual real-time stock prices for investment education
Parent-Supervised
Full parental oversight with child account management and controls
Privacy-First
Strong privacy protection designed specifically for children, meeting Australian and New Zealand privacy requirements
Cross-Device Sync
Seamless family account management across all devices via iCloud
Zero Exploitation
No ads, no tracking, no data selling—your child's privacy is paramount
Start Your Child's Financial Journey Today
Available now on the App Store — free to download